Investing in the Future: Why I Am Committing to St. Louis Youth

We often talk about investing in the stock market or investing in real estate; however, the most critical investment we can make is in the next generation. This is why I am making it a personal mission to donate my time to the youth of St. Louis. My goal is simple yet ambitious: to heighten financial literacy among our young people and prepare them for a future of stability and success.

More Than Just Math

Financial literacy is not just about balancing a checkbook or understanding interest rates; it is about empowerment. For many young people in St. Louis, understanding money is the key to breaking cycles of debt and unlocking opportunities that might otherwise seem out of reach.

When we teach a teenager how to budget, save, or understand credit, we aren't just teaching them math. We are giving them the tools to make informed decisions that will impact their housing, their education, and their ability to provide for families of their own one day. I want to be part of that transformation.

My Commitment to the Lou

I have a deep passion for this city and its youth's potential. By volunteering my time with local schools and community organizations, I aim to bridge the gap between complex financial concepts and the daily reality of our teenagers. I want to show them that economic freedom is not reserved for a select few; it is a skill set that can be learned, practiced, and mastered.

3 Ways Parents and Educators Can Start the Conversation

You do not need to be a financial expert to start these meaningful conversations at home or in the classroom. Here are a few practical ways to engage young minds in money management:

1. Make it Real. Move beyond theory. If you are grocery shopping, explain your brand choices based on price per ounce. If you are paying bills, show them what electricity or water actually costs. Real-world examples stick with kids far longer than textbook definitions.

2. The Power of "No" (and "Why")When a child asks for something you cannot buy, avoid simply saying "we can't afford it." Instead, frame it as a choice for a bigger goal. Try saying, "We are choosing not to spend money on that right now because we are saving for our vacation next month." This teaches prioritization rather than scarcity.

3. Gamify the Process. For younger children, setting up a clear savings goal for a toy can teach patience and compound interest. For older teens, stock market simulation games can be a fantastic, risk-free way to learn about investing.

Looking Ahead

The future of St. Louis depends on the preparedness of our youth. By equipping them with financial literacy today, we are ensuring a stronger, more resilient community for tomorrow. I am excited to get to work and see what we can build together.